What Matters Most

EMC National Life Company (EMCNL), an affiliate of EMC Insurance Companies, has been providing superior service and support to our agents and policyowners since 1962. Agents and policyowners can continue to Count on EMC® for innovative insurance solutions, superior service and financial stability.

EMCNL's brand promise is Count on EMC to Make Life Easy® . We strive to demonstrate our brand promise in everything we do, whether it's providing superior customer service, developing simple and straightforward products, or using technology to increase our efficiency and accuracy.

We know life insurance can provide the means to help sustain lifestyles, allow kids to go to college, keep people in their homes, assist when illnesses happen, pay the bills on time and keep families united. Therefore, it is our top priority to make life insurance easy for you, our agents, and your customers.

At our core is a driving force of principles—Focus, Discipline and Momentum—that influence the way we work and guide our ability to deliver quality protection to all those we serve.

Chris Frazier
President & Chief Operating Officer




Todd Strother
Todd A. Strother, J.D. Chairman & Chief Executive Officer

Executive Vice President
EMC Insurance Companies
Des Moines, Iowa


Chris Frazier
Chris D. Frazier, CPA, ALMI Vice-Chairman

President & Chief Operating Officer
EMC National Life
Des Moines, Iowa


Lauren Burgeson
Lauren L. Burgeson Board Member

Iowa State Bank
Des Moines, Iowa


Raymond Davis
Denise Sturm Board Member

Executive Vice President & CFO
Ankeny, Iowa


Kevin Krause
Kevin J. Krause Board Member

Partner & CFO
BP Real Estate Group
Des Moines, Iowa