Corporate Financial Results

The most recent year-end financial results for EMC National Life Company are published in the Corporate Review.

Financial Strength Rating

EMC National Life Company currently has a rating of B++ (Good) with a stable outlook from A.M. Best Company. This solid rating is assigned to companies that have, in A.M. Best's opinion, a good ability to meet their ongoing obligations to policyholders. For additional details, please read the A.M. Best letter from our senior leaders.

According to Best's Rating Report, "The rating of EMC National Life Company (EMCNL) reflects the continued benefits derived from its affiliation with Employers Mutual Casualty Company (EMCC). The rating also reflects EMCNL's diverse business profile and multiple distribution networks, positive overall net operating performance, strong risk-adjusted capitalization, and improving asset/liability management (ALM) and cash flow analysis techniques."

EMCNL demonstrates a strong financial standing with a total adjusted capital and surplus in excess of $82 million and total assets of $1.04 billion at the end of 2011. According to A.M. Best, "EMCNL's current risk-adjusted capitalization is strong for its current business and investment risks."